Roof Insurance Claim Assistance in Columbus, OH

When storms strike in Columbus, Exterior Heroes is here to easily guide you through the roof insurance claims process. Our experienced team offers detailed inspections, expert documentation, and hands-on support to help maximize your claim. Contact Exterior Heroes today for reliable assistance with your roof insurance claim.

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Home is Columbus recently repaired using insurance money

How to Prepare for a Roof Insurance Claim

When a storm or severe weather damages your roof, navigating the insurance claims process can feel overwhelming. Exterior Heroes is here to provide expert guidance and ensure a smooth process from start to finish. Follow these essential steps to be fully prepared:

  1. Document All Visible Damage: Begin by taking clear photos and videos of all affected areas of your roof and property. The visual record will be valuable evidence to support your claim.
  2. Schedule a Free Roof Inspection with Exterior Heroes: Contact us to arrange a no-obligation roof inspection. Our team will provide a comprehensive assessment and detail the extent of the damage and any immediate necessary repairs.
  3. Review Your Insurance Deductible: If the damage costs exceed your deductible, it’s time to file an insurance claim. Be sure to review your policy to understand your coverage limits and responsibilities.
  4. File Your Insurance Claim: Contact your insurance provider to initiate the claims process. Exterior Heroes can assist you in communicating with the insurance company to make sure all necessary information is included.
  5. Meet with the Adjuster: Your insurance company will send an adjuster to inspect the damage. Having our expert team on-site ensures a thorough inspection to help maximize your coverage estimate.
  6. Begin the Repair Process: Once your claim is approved and you’ve received payment, we’ll start repairs.
Roof leak repair on residential home in Columbus, OH

Why Hire Exterior Heroes for Insurance Claim Assistance in Columbus?

  • Free, Detailed Inspections:
    Our team includes local specialists who will thoroughly inspect every part of your roof and provide a detailed report of all necessary repairs.
  • Accurate Documentation:
    Exterior Heroes meticulously documents every area of damage to create a comprehensive record to submit to your insurance company.
  • Assistance Meeting with the Insurance Adjuster:
    We work directly with the insurance adjuster to guarantee the assessment includes every repair your roof needs.

Common Roof Damage Covered By Insurance

Most insurance companies in Columbus provide coverage for roof damage caused by events outside of your control. Coverage will vary by policy, but your homeowners' insurance likely covers the following:

Debris Damage 

Missing asphalt shingles after storm in Columbus, OH

Wind Damage 

Wind-damaged metal roofing system

Lightning Damage 

Lightning damage on residential home in Columbus, OH

Fire Damage 

Burnt shingles caused by house fire in Columbus

Ice Damage 

Roof damaged caused by ice dams

Hail Damage 

Dents in roof shingles caused by hail

Damage Claims Commonly Denied by Insurance in Columbus

Insurance companies in Columbus often deny claims for roof damage if it’s determined to be outside of covered events. Common reasons for denial include issues from lack of routine maintenance, where insurers may argue that damage like leaks or missing shingles could have been prevented. Claims may also be rejected when damage is attributed to the roof’s age or normal wear and tear, as insurers often view these as the homeowner’s responsibility. Ensure regular upkeep and address small repairs early to help strengthen your claim in the case of severe damage.

Storm Damage Roof Repair Services in Columbus, OH

Exterior Heroes provides expert storm damage roof repair services to restore Ohio homes. Our experienced team conducts thorough inspections to locate all damaged areas and provide prompt, reliable repairs. Common roof damage in Ohio includes:

  • Wind Damage
  • Hail & Heavy Rain Damage
  • Snow & Ice Damage

Exterior Heroes also offers emergency roof repair services to provide quick action and prevent further damage. Contact us today for a free estimate and let us help you restore your roof with quality repairs.

Reasons an Insurer Might Deny Your Claim

Insurance companies may deny roof damage claims for various reasons, often tied to unmet policy conditions or inadequate documentation. Common reasons for denial include:

  • Insufficient documentation of damage
  • Missed deadlines for filing a claim
  • Lapsed policy payments
  • Inaccurate accident information

To improve the chance of your claim’s success, make sure to thoroughly document all damage, file within the required time frame, keep policy payments up to date and communicate honestly with your insurer. Reviewing your policy can also clarify what types of roof damage are covered.

Free Inspections for Storm Damage in Columbus, OH

Exterior Heroes offers free, comprehensive roof inspections for Columbus homeowners following severe weather. Our team identifies storm-related damage to help you begin the claims process confidently and efficiently.